The Challenge
A 53-year-old male Warehouse Worker insured with AustralianSuper was diagnosed with severe osteoarthritis, a condition that led to chronic pain, inflammation, and stiffness in his joints. The physically demanding nature of his job, which involved heavy lifting, prolonged standing, and repetitive movements, became increasingly unbearable as his symptoms worsened. Faced with the reality of being unable to continue his work, he sought the assistance of Thankyou Super to secure a Total and Permanent Disability (TPD) claim to maintain his financial stability.
The Solution
Thankyou Super immediately stepped in, working closely with the client’s orthopaedic specialist to gather comprehensive medical reports that clearly documented the severity of his osteoarthritis and its impact on his ability to perform his duties. These documents were essential in building a compelling case for the TPD claim.
Step 1: Assessing the Impact on Work
Thankyou Super conducted a thorough consultation with the client and his medical team to understand how osteoarthritis affected his ability to perform the physically demanding tasks required of a Warehouse Worker. This assessment was crucial in demonstrating that the condition had permanently impaired his capacity to work.
Step 2: Building a Comprehensive Claim
With the necessary medical evidence gathered, Thankyou Super compiled a robust claim package. This included detailed medical reports, a personal statement from the client, and feedback from his employer confirming his inability to continue in his role due to his condition.
Step 3: Submitting and Advocating
The claim was submitted to AustralianSuper, accompanied by a comprehensive cover letter that emphasized the permanent and disabling nature of severe osteoarthritis. Thankyou Super maintained regular communication with the insurer to ensure the claim was processed efficiently and fairly.
The Results
The TPD claim was approved, resulting in a $34,000 payout. This financial support provided the client with the security needed to manage his health and plan for the future without the physical strain of his previous job.
Ask Us a Question
If you are a blue-collar worker dealing with a condition like severe osteoarthritis that impacts your ability to work, Thankyou Super can assist you in securing a TPD claim. Contact us today to ensure you receive the benefits you deserve.
Thankyou Super is a leading Australian firm specialising in insurance claim advocacy and support services for individuals across the nation. We proudly assist clients from all over Australia in securing the financial benefits they deserve through our expert guidance in TPD, income protection, and superannuation insurance claims.
Thankyou Super Pty Ltd (ABN 58 667 509 346) is a Corporate Authorised Representative (CAR No. 001309953) of Life Matters Claims Pty Ltd (AFSL No. 532487). The information in this website is of a general nature only and has been prepared without taking into account your particular financial needs, circumstances and objectives. While every effort has been made to ensure the accuracy of the information, it is not guaranteed. No representation or warranty is made as to the accuracy, completeness or reliability of any estimates, opinions, conclusions or other information contained in this website. It should not be considered professional advice from the writer or the company they represent, Thankyou Super Pty Ltd. Thankyou Super is not a financial adviser. You should seek independent legal, financial, taxation, or other professional advice to understand how the information provided relates to your unique circumstances. Any case study and any graphs or examples included in this website are for illustrative purposes only and are based on specific assumptions and calculations. Individual circumstances may vary and this will alter the outcome. Any case study does not represent any forecast or guarantee of return. Superannuation, tax, Centrelink and other relevant information is based on our interpretation and continuation of law current as at the date of this website. The information contained in this website does not constitute legal or tax advice. You should seek expert advice in this regard. This website may contain certain forward-looking statements. Forward-looking statements are not guarantees of future performance and involve known and unknown risks, uncertainties and other factors, many of which are beyond our control. You should not place reliance on forward-looking statements. To the maximum extent permitted by law, Thankyou Super Pty Ltd disclaims all liability and responsibility for any direct or indirect loss or damage which may be suffered as a result of relying on anything in this website including any forward-looking statements. Past performance is not an indication of future performance.
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