The Challenge
A 50-year-old female Administration Assistant insured with Australian Retirement Trust was diagnosed with chronic migraines, a condition that led to severe headaches, nausea, and extreme sensitivity to light and sound. These symptoms made it increasingly difficult for her to perform her daily tasks, such as data entry, answering phones, and managing office communications. As the migraines became more frequent and intense, it became clear that she could no longer continue in her position. Understanding the need to secure a Total and Permanent Disability (TPD) claim to maintain her financial stability, she turned to Thankyou Super for expert assistance.
The Solution
Thankyou Super acted swiftly, working closely with the client’s neurologist and other healthcare providers to gather comprehensive medical reports that documented the severity of her chronic migraines and their impact on her ability to work. These documents were essential in building a compelling case for the TPD claim.
Step 1: Assessing the Impact on Work
Thankyou Super conducted a thorough consultation with the client and her medical team to fully understand how chronic migraines affected her ability to perform her duties as an Administration Assistant. This assessment was crucial in demonstrating that the condition had permanently impaired her capacity to work.
Step 2: Building a Comprehensive Claim
With the necessary medical documentation gathered, Thankyou Super compiled a robust claim package. This included detailed medical reports, a personal statement from the client, and feedback from her employer confirming her inability to continue in her role due to her condition.
Step 3: Submitting and Advocating
The claim was submitted to Australian Retirement Trust, accompanied by a comprehensive cover letter that emphasized the permanent and disabling nature of chronic migraines. Thankyou Super maintained regular communication with the insurer to ensure the claim was processed efficiently and fairly.
The Results
The TPD claim was approved, resulting in a $31,001 payout. This financial support provided the client with the resources needed to manage her health and transition to a lifestyle that accommodated her condition.
Ask Us a Question
If you are dealing with a condition like chronic migraines that impacts your ability to work, Thankyou Super can assist you in securing a TPD claim. Contact us today to ensure you receive the benefits you deserve.
