The Challenge
A 39-year-old female Nurse insured with Australian Super was diagnosed with severe chronic asthma, a respiratory condition that caused persistent wheezing, frequent asthma attacks, and significant fatigue. These symptoms made it increasingly difficult for her to carry out her responsibilities, which included caring for patients, administering medication, and responding to emergencies in a demanding healthcare setting. As her condition worsened, it became clear that she could no longer continue her career in nursing. Realizing the importance of securing a Total and Permanent Disability (TPD) claim to maintain her financial stability, she turned to Thankyou Super for expert assistance.
The Solution
Thankyou Super acted swiftly, coordinating with the client’s pulmonologist and healthcare providers to gather comprehensive medical reports that documented the severity of her chronic asthma and its impact on her ability to work. These documents were crucial in building a strong case for the TPD claim.
Step 1: Understanding the Impact
Thankyou Super conducted a thorough consultation with the client and her medical team to fully understand how severe chronic asthma affected her ability to perform her duties as a Nurse. This assessment was essential in demonstrating that the condition had permanently impaired her capacity to work.
Step 2: Crafting a Comprehensive Claim
With the necessary medical documentation gathered, Thankyou Super compiled a robust claim package. This included detailed medical reports, a personal statement from the client, and feedback from her employer confirming her inability to continue in her role due to her condition.
Step 3: Submission and Advocacy
The claim was submitted to Australian Super, accompanied by a comprehensive cover letter that emphasized the permanent and disabling nature of chronic asthma. Thankyou Super maintained regular communication with the insurer to ensure the claim was processed efficiently and fairly.
The Results
The TPD claim was approved, resulting in a $51,000 payout. This financial support provided the client with the resources needed to manage her health and transition to a lifestyle that accommodated her condition.
Ask Us a Question
If you are dealing with a condition like severe chronic asthma that impacts your ability to work, Thankyou Super can assist you in securing a TPD claim. Contact us today to ensure you receive the benefits you deserve.
