The Challenge
A 50-year-old male Financial Advisor insured with MLC Super was diagnosed with early-onset Parkinson’s disease, a condition that progressively affects the nervous system, leading to symptoms such as tremors, muscle stiffness, and difficulty with balance and coordination. As the disease advanced, he experienced significant challenges in performing his duties, including managing financial portfolios, providing client consultations, and staying on top of rapidly changing financial markets. As his symptoms worsened, it became clear that he could no longer continue his role. Realizing the importance of securing a Total and Permanent Disability (TPD) claim to maintain his financial stability, he turned to Thankyou Super for expert assistance.
The Solution
Thankyou Super took immediate action, working closely with the client’s neurologist and healthcare providers to gather comprehensive medical reports that documented the severity of his Parkinson’s disease and its impact on his ability to work. These documents were critical in building a strong case for the TPD claim.
Step 1: Comprehensive Evaluation
Thankyou Super conducted a detailed consultation with the client and his medical team to fully understand how Parkinson’s disease affected his ability to perform his duties as a Financial Advisor. This assessment was essential in demonstrating that the condition had permanently impaired his capacity to work.
Step 2: Preparing a Detailed Claim
With the necessary medical documentation gathered, Thankyou Super compiled a robust claim package. This included detailed medical reports, a personal statement from the client, and feedback from his employer confirming his inability to continue in his role due to his condition.
Step 3: Submission and Continuous Advocacy
The claim was submitted to MLC Super, accompanied by a comprehensive cover letter that emphasized the permanent and disabling nature of early-onset Parkinson’s disease. Thankyou Super maintained regular communication with the insurer to ensure the claim was processed efficiently and fairly.
The Results
The TPD claim was approved, resulting in a $206,970 payout. This financial support provided the client with the resources needed to manage his health and transition to a lifestyle that accommodated his condition.
Ask Us a Question
If you are dealing with a condition like Parkinson’s disease that impacts your ability to work, Thankyou Super can assist you in securing a TPD claim. Contact us today to ensure you receive the benefits you deserve.
Thankyou Super is a leading Australian firm specialising in insurance claim advocacy and support services for individuals across the nation. We proudly assist clients from all over Australia in securing the financial benefits they deserve through our expert guidance in TPD, income protection, and superannuation insurance claims.
Thankyou Super Pty Ltd (ABN 58 667 509 346) is a Corporate Authorised Representative (CAR No. 001309953) of Life Matters Claims Pty Ltd (AFSL No. 532487). The information in this website is of a general nature only and has been prepared without taking into account your particular financial needs, circumstances and objectives. While every effort has been made to ensure the accuracy of the information, it is not guaranteed. No representation or warranty is made as to the accuracy, completeness or reliability of any estimates, opinions, conclusions or other information contained in this website. It should not be considered professional advice from the writer or the company they represent, Thankyou Super Pty Ltd. Thankyou Super is not a financial adviser. You should seek independent legal, financial, taxation, or other professional advice to understand how the information provided relates to your unique circumstances. Any case study and any graphs or examples included in this website are for illustrative purposes only and are based on specific assumptions and calculations. Individual circumstances may vary and this will alter the outcome. Any case study does not represent any forecast or guarantee of return. Superannuation, tax, Centrelink and other relevant information is based on our interpretation and continuation of law current as at the date of this website. The information contained in this website does not constitute legal or tax advice. You should seek expert advice in this regard. This website may contain certain forward-looking statements. Forward-looking statements are not guarantees of future performance and involve known and unknown risks, uncertainties and other factors, many of which are beyond our control. You should not place reliance on forward-looking statements. To the maximum extent permitted by law, Thankyou Super Pty Ltd disclaims all liability and responsibility for any direct or indirect loss or damage which may be suffered as a result of relying on anything in this website including any forward-looking statements. Past performance is not an indication of future performance.
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