The Challenge
A 55-year-old male Electrician insured with Aware Super was diagnosed with advanced heart disease, a serious condition that led to chronic fatigue, frequent chest pain, and difficulty breathing. The physical nature of his job, which required heavy lifting, climbing, and working in confined spaces, became increasingly challenging as his symptoms worsened. Realizing that he could no longer continue in his role, he sought the help of Thankyou Super to secure a Total and Permanent Disability (TPD) claim to ensure his financial stability.
The Solution
Thankyou Super acted quickly, coordinating with the client’s cardiologist and healthcare team to gather comprehensive medical reports that documented the severity of his heart disease and its impact on his ability to work. These reports were critical in building a strong case for the TPD claim.
Step 1: Assessing the Impact on Work
Thankyou Super conducted an in-depth consultation with the client and his medical team to fully understand how advanced heart disease affected his ability to perform his duties as an Electrician. This assessment was essential in demonstrating that the condition had permanently impaired his capacity to work.
Step 2: Building a Comprehensive Claim
With the necessary medical documentation gathered, Thankyou Super compiled a robust claim package. This included detailed medical reports, a personal statement from the client, and feedback from his employer confirming his inability to continue in his role due to his condition.
Step 3: Submitting and Advocating
The claim was submitted to Aware Super, accompanied by a comprehensive cover letter that emphasized the permanent and disabling nature of advanced heart disease. Thankyou Super maintained regular communication with the insurer to ensure the claim was processed efficiently and fairly.
The Results
The TPD claim was approved, resulting in a $218,886 payout. This financial support provided the client with the resources needed to manage his health and transition to a lifestyle that accommodated his condition.
Ask Us a Question
If you are dealing with a condition like advanced heart disease that impacts your ability to work, Thankyou Super can assist you in securing a TPD claim. Contact us today to ensure you receive the benefits you deserve.
